The Impact of Microfmance Through Shg - Bank Linkage in the Selected Districts of Tamil Nadu- Empirical Evidence

Abstract

The present paper provides a platform to the Impact of Microfinance through the SHGs - Bank Linkages of the Selected District.1· in the Tamil Nadu State. The study focuses on Distribution of SHGs by Characteristics of Members, District Wise Governance of shgs, Age Group of Beneficiaries, Education of Beneficiaries, Sub - Caste of Beneficiaries, Religion of Beneficiaries, Marital Status of Respondents, Type of Family, Ownership of House, Electricity Facility in House, Toilet Facility in House, Cooking Facility In House, Drinking Water Facility Land Holdi11g Size, Employment of Respondents, Subsidiary Employment of Family, Annual Income of Family, Changes in the level of Housing Position (Average) of the Beneficiaries, Impact on Access to Housing Facility In Selected Districts, Growth i11 A Impact on Ownership of Household Assets in Selected Districts and Annual Net Household Income (%) in the Tamil Nadu State. With the help of a structured questionnaire and personal interviews with the SHGs, the analysis is made thereafter. The a11alysis, interpretation and evaluation will be made by using suitable statistical tools and techniques to arrive a authenticate information about the SHGs -Bank Linkages in the Selected Districts of Tamil Nadu has been made. Finally, it tries to offer few suggestions to enhance the SHGs -Bank Linkages to benefits the SHGs and Rural Women and to provide maximum benefits to cope up with the existing challenges in the wake of severe competition and ultimately providing better sen1ice to the people.