Critical Appraisal of Incremental Working Capital Needs of Sme Company

Abstract

SME category companies many times are family owned businesses having peculiar Issues in convincing bank's for their incremental Working Capital requirements. Positive Pvt. Ltd. (PPL) is a manufacturing company. (representing SME segment), operating in the space of Chemicals, Dyes, and Paints industry. The company produces wide range of organophosphatcs. Presently the company is in urgent need of increased working capital, (both Fund and Non Fund based limits), but is finding it difficult to convince the consortium of banks. The Research Paper was possible due to the cooperation of the organization who wishes to remain anonymous.