Please use this identifier to cite or link to this item: https://gnanaganga.inflibnet.ac.in:8443/jspui/handle/123456789/15483
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dc.contributor.authorYugendhera, K S-
dc.contributor.authorSingh, Satyendra Pratap-
dc.date.accessioned2024-04-20T10:57:10Z-
dc.date.available2024-04-20T10:57:10Z-
dc.date.issued2023-
dc.identifier.urihttp://gnanaganga.inflibnet.ac.in:8080/jspui/handle/123456789/15483-
dc.description.abstractThe research paper explores the ROLE OF FINTECH IN INDIAN BANKING INDUSTRY, examining its impact on customer experience, operational efficiency, and the overall financial ecosystem. The study employed a survey-based research methodology, gathering data from bank customers to understand their perceptions and adoption of fintech services. The findings reveal that fintech has played a transformative role in the banking industry. Most respondents reported regular use of mobile banking apps and expressed openness to switching to fintech banks, highlighting the increasing reliance on digital channels for financial services. While concerns about data security were present, most respondents demonstrated a level of trust in fintech companies to safeguard their financial information. Fintech has significantly improved operational effectiveness for banks, leading to cost reductions and enhanced customer experiences. Automation of manual processes, implementation of AI-powered chatbots, and utilization of blockchain technology were identified as key advancements driving operational efficiency in the banking sector. Furthermore, the research highlights the positive impact of fintech on financial inclusion in India. By leveraging technology and digital platforms, fintech companies have extended financial services to previously underserved populations. This has enabled individuals in remote areas to access banking services, make digital payments, and engage in online transactions. The findings underscore the potential of fintech in bridging the gap between traditional banking services and the unbanked or underbanked segments of the population. Moreover, the study identifies the evolving landscape of fintech partnerships with traditional banks. Collaboration between fintech startups and established financial institutions has become increasingly common, resulting in mutually beneficial relationships. Traditional banks gain access to innovative technologies and agile business models, while fintech firms can leverage the existing infrastructure and customer base of banks. The research indicates that such partnerships have the potential to drive further innovation and reshape the banking industry by combining the strengths of both sectors.en_US
dc.language.isoenen_US
dc.publisherAlliance School of Business, Alliance Universityen_US
dc.relation.ispartofseries2021MMBA07ASB255-
dc.subjectFintechen_US
dc.subjectBanking Industryen_US
dc.subjectIndianen_US
dc.subjectl Financial Ecosystemen_US
dc.subjectFinancial Technologyen_US
dc.titleRole of Fintech in Indian Banking Industryen_US
dc.typeOtheren_US
Appears in Collections:Dissertations - Alliance School of Business

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