We Try to Spot Loans That May Turn Bad Early

Abstract

HISTORICALLY, Bank of Baroda (BoB) has always grown 2-3% above the industry rate thanks to its pan-India reach and a strong presence across all segments whether, corporate, SME or the retail space. Thanks to some good work on the liabilities side - essentially growing CASA- the bank has successfully reined in the cost of funds. Chairman and managing director SS Mundra tells FE's Shashidhar KJ thatthe bank should be able to maintain its historical growth trend next year with the international business chipping in.